Fałszowanie pieniędzy to bardzo zyskowny proceder. Obecnie, w dobie wysoko rozwiniętej techniki fałszerze mają prawdziwe pole do popisu. Proces fałszowania pieniędzy przybrał niestety skalę masową.

Wprowadzone do obiegu 1 stycznia 1995 roku w Polsce nowe banknoty miały być – teoretycznie – zupełnie nie do podrobienia. Znaki wodne, ukryte zabezpieczenia, holograficzne techniki druku i specjalne metalowe nitki wtopione w papier miały stanowić stuprocentowe zabezpieczenie przed fałszerzami. Bezskutecznie. W całym kraju już kilka miesięcy później zaczęły pojawiać się doskonale podrobione banknoty.

Na jaką skalę?

To jedna z największych tajemnic Departamentu Emisyjno–Skarbowego Narodowego Banku Polskiego. Swego czasu telewizyjne Wiadomości podały informację, że co dwudziesty banknot znajdujący się w Polsce w obiegu jest sfałszowany!

Obrót pieniędzmi to bardzo ważna sprawa, zarówno w makroskali ekonomicznej, jak też jeżeli patrzeć na to zjawisko przez pryzmat własnego portfela. Obracając codziennie różnymi banknotami często możemy zadać sobie pytanie: „czy są prawdziwe?”. Rodzą się pytania, wątpliwości, obawa przed odpowiedzialnością. Najlepszym na to antidotum jest umiejętność rozpoznawania banknotów prawdziwych i fałszywych.

Kompozycja pracy zamyka się w czterech rozdziałach. Rozdział pierwszy jest rodzajem wprowadzenia do meritum. Przedstawiony jest w nim rys historyczny pieniądza jako środka płatniczego na świecie, a w szczególności na ziemiach polskich. Idąc tropem historii poprzez wymianę barterową, pojawienie się pierwszych MONET, aż do pieniędzy papierowych dowiadujemy się jak płacili nasi przodkowie i jak ścisły związek to miało z różnymi wydarzeniami historycznymi.

Rozdział drugi informuje nas jak przebiega proces powstawania pieniądza. Dowiadujemy się w nim jak bito monety dawniej, a jak wygląda to w dzisiejszych czasach. Jeżeli chodzi o banknoty, przedstawione w tym rozdziale informacje ukazują jak wielu procesom chemicznym i etapom obróbki poddawany jest papier banknotowy, aby pieniądz był skutecznie zabezpieczony przed podrobieniem.

W rozdziale trzecim jest mowa o elementach pieniądza, czyli zabezpieczeniach, poprzez które banki emisyjne wszystkich państw starają się chronić interesy gospodarcze kraju i majątek obywateli.

W rozdziale czwartym sporo dowiemy się o samych fałszerstwach, zaczynając od genezy tego czynu, tak starej, jak sam pieniądz i zbadamy historię najsłynniejszych fałszerstw. Dowiemy się także jak kodeks karny traktuje fałszerstwo pieniądza, jakie konsekwencje czekają fałszerzy. Do przygotowania tej publikacji wykorzystano literaturę specjalistyczną.

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